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M: Lisa, why did you pay for you meal with cash instead of the payment apps on your phone?
W: Well, I’ve gone back to cash. I’m only using payment apps if that’s the only option. (8) I’m trying to save money for a new phone, and I find that using cash rather than payment apps helps me to save.
M: But how? Money is money, isn’t it? I don’t think it matters whether you take it out to the bank and put it into wallet, or simply transfer from your bank account to the sellers’ bank account using an app.
W: No, I believe it does matter. It’s a psychological phenomenon. (9) I believe we have less connection with a value of our money, when we just tap the approve buttons on our phones.
M: You might have a point, since I stop carrying cash around, and start to using my phone apps to pay, I may have developed a tendency to buy (10) more small or non-essential items.
W: That’s highly possible, think about the amount of time we spend with our phones in our hands, and all the things we do with our phones. It sometimes seems that our phone is buying the product for us, not ourselves.
M: (11-1) So, cash is the payment affects our ability to budget?
W: I believe so. If we spend a hundred Yuan in cash, we realize that we don’t have that hundred Yuan to spend on something else. But if we spend in electronically, we’re less likely to make that mental calculation.
M: (11-2) I stopped using my credit card because I’m fond of spending excessively. Perhaps I should take the same approach of paying using my phone.
W: It’s worth considering.
未听先知
预览四道题各选项,由各选项出现的 save、use cash、discounts、using phone apps、purchases,buying、 money、shopping等词可推测,对话内容与手机购物有关;再结合improve shopping efficiency、altering the way of shopping、 lead to excessive spending可进一步推测,对话内容涉及手机购物的利弊。
详解详析
8) Why did the woman decide to go back to cash for payment?
详解A)。对话开头,男士询问女士为何不用手机支付而是用现金支付。女士说她想攒钱买一部新 手机,她发现用现金付款能帮自己省钱。因此答案为A)。
9) what happens when people use apps for payment according to the woman?
详解D)。对话中,两人对现金支付和手机支付持不同的看法,女士认为现金支付有助于省钱,男士 却认为这两种方式没有区别。女士向男士解释,这是一种心理现象,当我们只是在手机上点击“同意支 付”按钮时,我们对金钱的价值就不那么在意了。因此答案为D)。
10) what might the man tend to buy with payment apps?
详解B)。对话过程中,男士逐渐认同女士的观点,他说自己开始使用手机上的应用程序支付之 后,可能已经养成了购买更多的小物件或者非必需品的习惯。因此答案为B)。
11) what does the man think of electronic payment?
详解C)。对话末尾,男士认为无现金支付会影响我们的预算能力,他之所以停用信用卡就是因为 发现这种支付方式会导致过度消费,他觉得自己也应该停止使用手机支付。也就是说,男士认为电子 支付可能会导致过度消费。因此答案为C)。