Questions 8 to 11 are based on the conversation you have just heard.

Directions:In this section, you will hear two long conversations. At the end of each conversation, you will hear four questions. Both the conversation and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C) and D). Then mark the corresponding letter on Answer Sheet 1 with a single line through the centre.
    8.
  • A She wanted to save for a new phone.
  • B She found it much safer to use cash.
  • C She could enjoy discounts with cash.
  • D She had been cheated using phone apps.
    9.
  • A They can save a lot more time and trouble.
  • B They find it less difficult to make purchases.
  • C They derive greater pleasure from buying things.
  • D They are less aware of the value of their money.
    10.
  • A More valuable items.
  • B More non-essential things.
  • C Everyday necessities.
  • D Electronic devices.
    11.
  • A It can improve shopping efficiency.
  • B It is altering the way of shopping.
  • C It may lead to excessive spending.
  • D It appeals more to younger people.